Motorcycle Insurance

Motorcycle insurance protects your bike if you get into an accident. It will also cover you in the event of property damage or bodily injury that you cause to someone else with your motorcycle.

We provide motorcycle insurance for all motorists here at K&A Insurance in California. The type of policy you purchase will depend on your needs and the value of your motorcycle. Either way, we can help you.

Motorcycle Insurance Requirements

In California, the following coverage is mandatory for your motorcycle:

• $15,000: Bodily injury coverage for one person
• $30,000: Bodily injury coverage for one accident
• $5,000: Property damage coverage

In order to operate and register your motorcycle in the state of California, you must obtain the above-mentioned coverage.

Motorcycle Insurance Coverage

Here’s what motorcycle insurance covers and how it can protect you:

• Comprehensive - For any damage to your motorcycle that occurs outside your control, including theft, vandalism, and storms, comprehensive coverage will protect you.
• Collision - For any damage to your motorcycle that occurs after being involved in an accident with another motorist, this will cover you.
• Medical payments - Following an accident, if you sustain any injuries, this will pay for your medical expenses. Your passengers will also be covered.
• Total loss - The entire value of your motorcycle is covered if your bike is deemed to be a total loss.
• Carried contents - All of your personal items that you carry with you on your bike are covered under carried contents coverage if any damage occurs.
• Roadside assistance - If your motorcycle is in need of a tow or you need fuel delivery, roadside assistance is beneficial. All towing costs will be reimbursed if your bike must be taken to a mechanic's shop.

Give Us A Call

If you’re ready to see how motorcycle insurance can work in your favor, give K&A Insurance a call today. We serve all residents of California.