Boat/Watercraft Insurance

Do you own a boat and reside in California? If this sounds like you, an insurance policy from us here at K&A Insurance can make your time on the water much more enjoyable.

We provide boat insurance coverage ranging from comprehensive to fuel spill. We also insure all types of boats, including fishing boats, mini-jet boats, houseboats, sailboats, and much more.

Boat/Watercraft Insurance Requirements

Even though boat insurance is not required in California, you’ll still want to make sure you purchase a policy for your own protection. In addition, it’s possible that your lender requires you to purchase a policy if your boat is leased or financed.

Boat/Watercraft Insurance Coverage

Here are some of the coverage options we offer for boat insurance:

• Physical damage - This coverage added to your policy will keep your boat protected while it’s being transported or put away in storage for the season. If your boat is damaged by theft, lighting, fire, or vandalism, this will cover you.
• Personal liability - If you are responsible for causing an accident that results in injuries to another person on your boat, this will cover you if you are sued.
• Liability-Similar to personal liability, if you are responsible for a boat collision, this covers the other party’s medical expenses and other related expenses.
• Medical payments - Getting into a boat accident is never fun. Fortunately, you’re in good hands with this coverage. Medical payments protect you if you are injured following a boating accident. It also protects any passengers on your boat in the event of an accident.
• Property damage - If you cause property damage to another person’s property while operating your boat, this protects you.

Reach Out To Us

If you’re prepared to see how boat insurance can make a difference, give K&A Insurance a call. We serve all residents of California. Allow our experienced agents to provide you with recommendations that are ideal for your situation